How long will your corpus last with a monthly SWP?

Each page below takes one corpus and one monthly withdrawal and runs it forward month by month: the withdrawal comes out first, the rest earns 9% a year, and the withdrawal rises 6% every twelve months to keep its buying power. The answer is how many years and months the money can pay in full.

The pages are grouped by corpus. Within a group the monthly amount climbs from a cautious 5% of the corpus in the first year to an aggressive 12.5%, so you can see exactly where a plan stops being a lifetime income and becomes a fixed number of years.

Every page links to the SWP calculator with your numbers filled in, so you can change the return, the inflation rate or the way the withdrawal rises and see the result straight away.