How much SIP do you need to reach a goal?

Pick a rupee goal and a number of years and each page works out the flat monthly SIP that reaches it at 12% a year, how much of the final amount is your own money, and the year growth overtakes your contributions.

Goals run from ₹10 lakh to ₹5 crore and periods from 3 to 30 years. Combinations that would need an unrealistic monthly amount, such as ₹5 crore in five years, are left out.

Each page also shows what changes at 8%, 10% and 14%, how much less you can start with if the SIP rises 10% a year, and what the goal is worth in today's money after inflation. Open the goal SIP calculator from any page with the numbers filled in.